Capital B, a Bitcoin treasury company traded on the Paris stock exchange, announced that it is working on a Bitcoin-secured loan product for the European market. Alexandre Laizet, a member of the company’s board of directors, confirmed the plan in an interview with The Block at the BTC Prague event. The release date of the product has not been determined yet.
The product is designed for the European market
Laizet stated that the planned vehicle is modeled on Strategy’s STRC and Strive’s SATA models. Accordingly, the product is designed as a digital credit solution adapted to regulatory and market conditions in Europe. Laizet said high tax burdens, safety concerns and outdated rules increase the need for such vehicles.
Alexandre Laizet stated that the company is looking for a solution suitable for the European market for investors in Europe, and that the current financial regulations do not adequately respond to the digital age.
The product developed by Capital B is planned to be built on the company’s own Bitcoin assets. According to Laizet, the goal is to achieve above double-digit returns with a risk profile below double-digit volatility. Capital B currently has 3,139 BTC in its vault.
Mini dictionary: A Bitcoin treasury company is a company that holds a significant amount of Bitcoin on its balance sheet and carries out corporate resource management through this asset. This structure could make the company’s financing and return strategy directly tied to Bitcoin price movements.
Investor interest and risks come to the fore
Laizet said that interest in digital loan products has increased 10 times compared to last year. However, he did not share detailed numerical data regarding this. According to the statement, the company aims to meet this increasing demand with a new tool for European-based investors.
Laizet argued that Bitcoin treasury companies could offer a different return support than traditional issuers. He stated that in order to promise double-digit performance on the traditional finance side, cash flow spanning many years is required, whereas assets that are gaining value in Bitcoin-focused balance sheets already exist. He also emphasized that Bitcoin plays a central role in the company’s balance sheet.
Laizet stated that the product carries various risks, including loss of value in Bitcoin, application problems, custody risk and counterparty risk, so they only work with regulated banks.
Capital B is traded on Euronext Growth Paris under the symbol ALCPB. The company describes itself as Europe’s first and largest Bitcoin treasury company. Its backers include Bitcoin investor Adam Back and Fulgur Ventures.
The company’s Bitcoin ambition is based on a broader framework
According to the company’s website, Capital B’s goal is to accumulate 15,000 BTC by the end of 2027. In the longer term, it wants to reach 1% of the total Bitcoin supply by 2033. It seems that the developed loan product is also a part of this broader balance sheet and savings strategy.
| Title | Data |
|---|---|
| Current Bitcoin presence | 3,139 BTC |
| 2027 target | 15,000 BTC |
| 2033 target | 1% of Bitcoin’s total supply |
| Planned product | Bitcoin secured digital loan tool |
Laizet also cited the Strategy example in the USA as one of the models on the market. According to its statement, Strategy sold 32 BTC to pay STRC dividends and later purchased 1,587 BTC. On the Capital B side, no official calendar has been shared regarding when the new product will be offered.
