In the cryptocurrency world, users were mostly content to keep their assets in their wallets and evaluate them in the long term. However, integration into daily life is accelerating with blockchain technology. Working in this field, South Korea-based Girin Labs has introduced a new solution that enables digital assets to become closer to daily spending practices. By combining its own Girin Wallet application with the Doppler Finance infrastructure, the company enabled instant, real-time and card-based spending flow on the XRP Ledger. Founded in 2021, Girin Labs is known for its work that paves the way for real-life payments, especially while keeping user assets under its direct control.
The era of card crypto spending and instant payment
In the new system, with Girin Wallet, both XRP and RLUSD can be used directly for instant payment wherever Visa is accepted. The fact that card payment processes are also valid for digital assets makes it possible to eliminate the heavy background transaction load and delays. Thanks to this innovation, users can easily shop with their cryptocurrency balances, just like using a classic debit card.
Thanks to this solution, the focus on spending rather than storing crypto comes to the fore; User-controlled digital assets can be used directly in real sector payments without additional security loss or third-party intervention. The basis of the system is the corporate level asset return infrastructure developed by Doppler Finance. In this way, not only payments but also long-term asset efficiency are supported.
Girin Labs’ vision stands out as reducing barriers to conventional financial practices and increasing the usefulness of crypto in daily life. This approach of the company contributes to the rapid proliferation of payment technologies on XRP Ledger’s main network.
Girin Card waiting list and new integrations
In the latest update of Girin Wallet, the waiting list for “Girin Card” has been started. With this move, an important step was taken in the transition to the card-based crypto spending model. The company aims to go beyond simply holding assets through a wallet and make crypto practically and quickly usable in tangible spending.
In addition, it seems that different applications on XRP Ledger are rapidly integrated into the system. In particular, the new integration with decentralized wallet provider LOBSTR has made it easier for users to manage XRP Ledger-based assets directly under their control. Thanks to such partnerships, dependence on central platforms decreases and user experience increases.
The announcement emphasized that Girin Labs’ focus is on users being able to easily spend crypto in the real world while maintaining full control. It was stated that XRP and RLUSD can be used instantly anywhere with the Visa infrastructure.
The difference of blockchain infrastructure versus the classical financial system
Today, in classical financial networks such as SWIFT, there is still a serious loss of time in the stage called the “last step”, especially in international payments. Transactions that occur quickly within the internal system are concluded slowly and costly between two different financial systems.
However, in applications running on XRP Ledger and Ripple infrastructure, crypto transfers are completed almost instantly on the chain. Thanks to this speed, costs are reduced and payment processes become more predictable.
The proliferation of applications such as Enter Wallet and LOBSTR in the Ecosystem indicates that the gap between traditional banking and blockchain infrastructure will rapidly close. More applications are expected to directly connect to real-time payments with XRPL in the coming period.
