Telegram announced that it has started the era of passive income generation in the cryptocurrency world with a new feature added to the digital wallet service it offers to its approximately 150 million users. This innovation, implemented through TON Wallet, a self-custodial solution within “Wallet in Telegram”, allows Bitcoin, Ethereum and USDT holders to evaluate their assets with in-Blockchain strategies. The “Vaults” feature, which was announced to the public with the official statement made on Thursday, aims to increase global financial accessibility with the cooperation of leading DeFi actors such as Morpho, TAC and Re7.
High Return and On-Blockchain Strategies with Vaults
TON Wallet, where users can manage their assets directly from the application, simplifies complex decentralized finance protocols and presents them to the masses in the new era. The “Vaults” feature introduced allows the deposited assets to be transferred to different intra-Blockchain strategies via smart contracts and thus generate interest income at variable rates. The Re7-supported DeFi strategy, especially offered for the stable cryptocurrency USDT, attracts attention by promising investors up to 18% compound annual return (APY).
The main motivation behind this integration stands out as turning the market’s most established assets, such as Bitcoin and Ethereum, into active income instruments instead of just keeping them in the wallet. The infrastructure established with the support of technological partners such as Morpho and TAC allows users to make financial transactions directly within the TON ecosystem without being overwhelmed by technical knowledge. Thus, sophisticated investment tools are made as accessible as an ordinary messaging application interface.
Thanks to its self-regulated structure, users can benefit from enterprise-level DeFi protocols while simultaneously maintaining full control of their keys and assets. This developed system includes in its target audience millions of Telegram users who have just stepped into the world of crypto money, as well as professional investors who prioritize security in digital asset management.
The TON Ecosystem and the Future of Mass Adaptation
Telegram wallet, supported by The Open Platform (TOP), has become a center of attention with Blockchain-based games and “click-to-earn” models since the beginning of 2024. However, the momentum in the ecosystem slowed down over time and criticism from the community pushed developers to look for more sustainable financial models. Although some community members argue that certain mini-applications within the wallet gain an unfair advantage, the new “Vaults” feature aims to shift the focus directly to user revenue.
In his assessment of the issue, Andrew Rogozov, CEO of The Open Platform, states that this move will close the gap between sophisticated protocols and hundreds of millions of people. Vault strategies offered for Bitcoin, Ethereum and USDT are considered a critical threshold in moving decentralized finance to a universal dimension. Integrating Telegram’s large user base into the TON ecosystem supports the vision of Blockchain technology becoming an integral part of daily life.
In the hierarchy of the news feed, providing a user experience free of technical complexity is at the top. This new feature within TON Wallet aims to maintain the momentum of the ecosystem by creating tangible and measurable financial value, unlike the temporary waves of popularity in the past. This system, which opens the doors of passive income while increasing the liquidity of crypto assets, signals that messaging applications will turn into super-finance applications in the future.
