According to Reece Merrick, Ripple’s senior manager for the Middle East and Africa Region, XRP is moving beyond just a crypto asset and becoming one of the fundamental building blocks of real-world financial infrastructure. The recently updated XRP Ledger Enterprise DeFi roadmap makes it clear that this vision is no longer in theory, but has moved on to the implementation phase. Evolving XRP Ledger to become a daily use layer for institutions; It is supported by the central positioning of XRP in settlement, foreign exchange transactions, collateral and on-chain credit mechanisms.
Enterprise DeFi Era Begins on XRP Ledger
The new update announced by RippleX this week clarified which areas XRP Ledger will focus on in the coming months. Built-in on-chain privacy, permissioned markets and corporate credit solutions are among the main innovations planned to be implemented in the near future. The main focus areas determined for 2026 are credit systems, privacy solutions and permissioned on-chain markets.
Features such as Multi-Purpose Token (MPT), Permitted Domain Names, Credit Protocol and Private Transfers; It is expected to significantly expand the use cases of tokenized assets, exchange transactions, and on-chain lending. Additionally, tools such as Credentials, Token Escrow, and Bulk Transactions will create new use cases in compliance and strengthen XRP’s role in governance and reserve management. Permissioned DEX structures, especially where XRP is used as a bridge asset, increase the importance of XRP in automatic bridging, burning of transaction fees, reserve requirements and liquidity provision processes.
Recovery Signs Are Getting Stronger on the Price Front
In addition to technical developments, there is also remarkable activity for XRP on the market front. While there are signs of recovery throughout the cryptocurrency market after a harsh sales wave that lasted more than a week, XRP has moved into the green zone again. According to Santiment data, XRP climbed up to $1.55, an increase of up to 25 percent from the bottom level of $1.11 on February 6. Although the price has retreated slightly at the time of writing, it is trading at $ 1.41 with an increase of 9 percent in the last 24 hours.
On-chain data shows that this recovery is not a coincidence. The number of unique addresses on the XRP Ledger reached a six-month high, rising to 78,727 in just an eight-hour period. In the same period, there were 1,389 whale transactions worth 100 thousand dollars or more; This was recorded as the highest level in the last four months. By evaluating these two data together, Santiment points to a possible trend transformation.
In parallel with these developments, the increasing institutional interest in Bitcoin and Ethereum ETFs has recently become another news headline that has revived the risk appetite throughout the market. Limited but stable inflows, especially from US-based funds, support the prices of major crypto assets and increase interest in infrastructure-focused projects such as XRP.

