Visa is pushing stablecoins deeper into everyday finance through a new partnership with crypto payments firm BVNK. The collaboration brings stablecoin funding and payouts directly into Visa Direct, the company’s real-time payments network that already moves around $1.7 trillion annually. The move signals growing confidence among major financial players that stablecoins are ready to operate alongside traditional payment rails at scale.
The rollout will begin in select global markets, with expansion driven by customer demand. For Visa, this is less about experimentation and more about upgrading how money moves globally, faster, cheaper, and without the limitations of banking hours.
How Stablecoin Payouts Fit Into Visa Direct
Under the new setup, businesses can pre-fund payments using stablecoins and send funds straight to recipients’ digital wallets via Visa Direct. The use cases are broad, covering payroll, creator payouts, gig economy wages, remittances, and platform disbursements.
The key advantage lies in settlement speed. Stablecoins settle almost instantly and operate 24/7, unlike bank transfers that are bound by cut-off times, weekends, and holidays. This means recipients can receive funds within minutes rather than waiting days, especially in cross-border scenarios where delays are common.
Importantly, Visa is not reinventing its system. The existing Visa Direct infrastructure remains intact, with stablecoin wallets added as a new payout endpoint.
BVNK Powers the Stablecoin Backbone
BVNK plays a central role by providing the stablecoin infrastructure that enables funding, movement, and settlement of these payments. The UK-based firm already processes more than $30 billion in stablecoin transactions each year, giving it the scale and operational experience needed to support Visa’s global network.
Visa’s confidence in BVNK is not new. Its venture arm invested in the company in mid-2025, followed by a strategic investment from Citigroup later that year. These backing moves highlight how traditional finance is increasingly aligning with crypto-native payment providers as regulations mature.
Rising Demand for Instant, Borderless Payments
Industry voices see this upgrade as a direct response to user demand. Payments analyst Simon Taylor points out that Visa Direct now supports “push to stablecoin wallet,” alongside existing options like cards and bank accounts. According to BVNK CEO Chris Harmse, the backend remains unchanged; the only difference is where the money lands.
The demand case is strong. Over half of creators prioritize instant access to funds, while a large majority of gig workers are frustrated by cross-border delays and are willing to switch platforms to avoid them. Stablecoin payouts solve both problems without adding friction.
By embedding stablecoins into Visa Direct, Visa is positioning itself at the center of a payment shift where speed, availability, and global reach are non-negotiable. If adoption accelerates, stablecoins could become a standard payout option rather than a niche crypto feature, further narrowing the gap between traditional finance and digital assets.
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