On-chain return features via Bitcoin, Ethereum and USDT have now been added to the self-storage TON Wallet, which is integrated into the Telegram application. With this update, users can earn returns at variable rates through a new “Vaults” system without leaving the application interface.
Safes System and Return Features
The new update allows users to benefit from decentralized credit and liquidity strategies by depositing their Bitcoin, Ethereum or USDT into automated on-chain vaults. Especially in the USDT vault, a combined annual return rate of up to 18 percent is offered. The strategy and returns are provided by portfolio management company Re7. The returns on Bitcoin and Ethereum cases vary and the exact rates were not shared initially.
The striking point of this system is that, unlike the “Earn” products in traditional crypto exchanges, the wallet is completely self-storing. This means users earn returns while still holding the private keys to their assets; assets are not transferred to the custody of a central platform.
Technological Infrastructure and Partners
The Vaults infrastructure was built in collaboration with several leading technological developers of the decentralized finance ecosystem. Morpho provides decentralized credit infrastructure as the main source of income. TON Applications Chain, on the other hand, provides compatibility with wrapped assets (wETH and cbBTC) representing Ethereum and Bitcoin, so that these two assets can be used seamlessly in the TON ecosystem.
Re7 Capital undertakes the design and risk distribution of return strategies. All these components come together to offer Telegram users access to DeFi yield mechanisms without leaving the application.
Operation and Planned Developments for Users
After opening the @wallet bot on Telegram and logging into the Earnings tab, users can transfer their BTC, ETH or USDT investments to a vault. In addition, it is planned to directly support Bitcoin and Ethereum investments in the future and automatically convert the invested assets into wrapped forms.
It seems that this integration contributes to the creation of a full financial services infrastructure within the messaging application. The TON ecosystem continues to strengthen the user experience with new features.
