XRP jumped roughly 20% in the first week of January, briefly pushing past Binance Coin to become the third-largest cryptocurrency by market cap. For a $120 billion asset, that kind of move turns heads.
A recent Altcoin Buzz analysis pointed out that XRP-focused funds kept seeing inflows during Q4 2025, even while Bitcoin ETF flows slowed down. The channel called XRP a quiet outperformer for months.
“Institutions are liking what they see in Ripple,” the analysis stated.
What’s Driving Institutional Interest in XRP?
Ripple officially closed its SEC case last August, ending years of legal uncertainty. The company now holds Money Transmitter Licenses in over 75 jurisdictions. Around 300 banks and payment providers already use Ripple rails globally.
That regulatory groundwork took years to build, and competitors will struggle to match it.
Ripple’s $4 Billion Shopping Spree
Ripple has spent around $4 billion on acquisitions focused on institutional finance.
The list includes Metaco, a treasury platform, for roughly $1 billion. Hidden Road, a prime brokerage, cost $1.25 billion. Rail, which handles stablecoin-powered payments, came in at $200 million. Palisade added wallet and custody infrastructure.
Ripple also launched RLUSD, a USD-backed stablecoin. The company introduced its Multi-Purpose Token standard for tokenizing real-world assets on-chain.
Risks to Keep in Mind
Ripple controls about 40% of XRP supply in escrow. Critics have flagged past large sales as a concern. Regulatory risk has dropped since the SEC case ended, but it’s “never zero.”
XRP Price and 2026 Outlook
XRP currently trades near $1.93, about 49% below its all-time high. Altcoin Buzz described the token as “one of the most misunderstood assets” heading into 2026, with fundamentals and institutional backing that favor long-term holders over short-term traders.
“Consistency is something that compounds,” the analysis noted.
Trust with CoinPedia:
CoinPedia has been delivering accurate and timely cryptocurrency and blockchain updates since 2017. All content is created by our expert panel of analysts and journalists, following strict Editorial Guidelines based on E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness). Every article is fact-checked against reputable sources to ensure accuracy, transparency, and reliability. Our review policy guarantees unbiased evaluations when recommending exchanges, platforms, or tools. We strive to provide timely updates about everything crypto & blockchain, right from startups to industry majors.
Investment Disclaimer:
All opinions and insights shared represent the author’s own views on current market conditions. Please do your own research before making investment decisions. Neither the writer nor the publication assumes responsibility for your financial choices.
Sponsored and Advertisements:
Sponsored content and affiliate links may appear on our site. Advertisements are marked clearly, and our editorial content remains entirely independent from our ad partners.
