Markets rarely flip bullish in one clean move. It usually starts with a shakeout, then a calm bounce, then a new wave of buying that spreads from large caps into smaller coins. That is when watchlists change. Traders stop chasing what already ran and begin searching for what is still early.
Right now, three cheap cryptos under $0.1 stand out in that rotation. Two are familiar names that have already had their big moments. The third is a new cryptocurrency that is drawing attention because its momentum is tied to a clear build path, not only market mood. It is the one unexpectedly stealing the spotlight.
Shiba Inu (SHIB)
Shiba Inu (SHIB) is priced around $0.000009 with a market cap near $5.30B. It became famous for its early rise, where fast gains were driven by heavy attention and high-volume trading. During that period, SHIB moved like a pure momentum asset. When demand surged, prices could jump quickly because the market was crowded with short-term buyers.
The issue now is that SHIB’s momentum has slowed. Resistance zones are harder to break when volume is not expanding. Even small sell walls can stall prices if buyers are not aggressive.
Liquidity can also create gaps where the chart looks active but follow-through is weak. When trading volume does not build week after week, rallies can fade before they turn into trend moves. That is why some market commentators suggest traders are rotating away from assets like SHIB when they want cleaner upside curves.
Cardano (ADA)
Cardano (ADA) trades around $0.40 and still holds a strong market position. It is widely listed and widely held, which keeps it relevant in most cycles. ADA also has a history of sharp rallies when the market is strong. That past performance is a big reason it stays on many watchlists when sentiment turns bullish.
But investors are not always expecting the same upside anymore. ADA has become a mature asset, and mature assets often move in slower steps. Traders also watch key zones where ADA struggles to push higher. When a coin meets resistance and fails more than once, it can create a capped feeling. Buyers become less willing to chase, and sellers become more confident near those levels.
Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is being framed as that kind of rotation target. It is an Ethereum-based DeFi crypto project developing a non custodial lending and borrowing protocol. The project is not selling a vague idea. It is linking its token narrative to a clear roadmap and a product release path.
What stands out is the momentum profile. MUTM has been gaining visibility while still feeling early. The user base has expanded, participation has grown, and price progression has followed a staged structure that keeps attention on the next phase.
Here is the presale picture in a fresh structure. Mutuum Finance started the sale in early 2025 with MUTM at $0.01. As stages advanced, the entry price stepped higher. With Phase 7 now active, MUTM is priced at $0.04, which puts it up 300% from the starting phase. Mutuum Finance also references an official launch price of $0.06.
Participation metrics add weight to the rotation narrative. Mutuum Finance reports $19.6M raised and around 18,700 holders, with roughly 822M tokens sold so far. This is why MUTM feels momentum-focused. It combines early-stage pricing with late-stage traction. That mix is what usually triggers rotation attention in bullish phases.
Why Analysts Say Rotation Favors MUTM
Analysts who track rotation often look for the same pattern. A coin that already ran hard becomes slower. A coin with a fading narrative becomes less attractive. Then capital moves into something earlier that has a clearer path to growth.
SHIB’s challenge is that it is already large. Even at a low unit price, the market cap profile means big moves need heavy inflows and strong sustained volume. When that volume slows, price expansion can feel limited.
ADA’s challenge is different. It is a mature coin with a more measured upside curve. It can still rise in bullish conditions, but many traders no longer expect explosive repricing. Resistance zones and repeated stalls can also cap short-term expectations.
Mutuum Finance is positioned differently in the rotation story. It is still early enough to reproduce faster, it has a functional roadmap, and it is building a user-driven model tied to DeFi usage. mtTokens represent deposit positions and are designed to reflect earned yield over time.
A simple $ example shows how rotation logic works without implying guarantees. If someone puts $300 into a mature coin, returns often depend on broad market flow and can be slower. If someone puts $300 into MUTM at $0.04, that equals 7,500 MUTM. As long as MUTM trades at the projected post-launch price of $0.20, that would imply $1500. The point is to show why early-stage pricing can create a different return curve when momentum and milestones align.
Why Momentum Could Continue
Mutuum Finance has announced V1 Protocol is being prepared for Sepolia testnet first, then finalized for mainnet, with timing described as coming shortly. The project lists core V1 components as the Liquidity Pool, mtToken, Debt Token, and a Liquidator Bot. It has also said the initial assets supported for lending, borrowing, and collateral are expected to include ETH and USDT.
Security adds another layer to the momentum story. Mutuum Finance states that Halborn Security completed an independent audit of its V1 lending and borrowing protocol. For a developing lending protocol, this matters because collateral and liquidation systems can scale risk quickly once liquidity grows. Visible review steps can reduce uncertainty and keep new buyers interested.
In a bullish market, that is often what separates a temporary trend from a sustained rotation. SHIB’s and ADA’s upside curves are shaped by size and maturity. MUTM is being watched as a new cryptocurrency under $0.1 with strong presale traction and a near-term V1 runway, which is why it keeps showing up in searches for potential top crypto investments.
For more information about Mutuum Finance (MUTM) visit the links below:
Website:https://www.mutuum.com
Linktree:https://linktr.ee/mutuumfinance
