Digitap ($TAP) is an upstart fintech crypto presale project with a live banking product. Users can send, receive, store, save, invest, and spend both crypto and cash together in the same app.
The project is making its way onto many investors’ lists of top altcoins to buy for 2026 because of its growth potential and low entry price. The live app has already onboarded thousands of users, but its total addressable market is measured in the billions.
Using comparisons to public companies, it is clear why Digitap is an undervalued crypto to buy.
Why Digitap’s Omni-Bank Model Serves Users, Not Speculators
Digitap’s live fintech banking app is available now on iOS and Android devices, as well as through a web browser. The platform offers a wide variety of fiat and crypto services, including offshore IBAN foreign exchange accounts, global money transfers, high-yield savings accounts, crypto wallets for more than 100 digital tokens, and more.
Digitap recently partnered with Visa to power its prepaid debit cards. Every Digitap user can obtain a Visa card that is loaded through their account. Users can even load their card with crypto, and the app will swap crypto for cash to complete a transaction.
Key selling points that make Digitap an attractive product for a global audience include global transfers. Money remitters are notorious for overcharging customers at an average cost of 6.2%.
Digitap could move the same money within seconds at a cost of less than 1%. According to estimates, one in nine people worldwide relies on money remittances. This represents real savings in the pockets of people who need it most, strengthening the case for Digitap as a top altcoin to buy.
Digitap’s optional no-KYC feature opens its total addressable market to a global audience. There are more than one billion adults worldwide who are unbanked or underbanked. Many of these adults live in countries where access to identification is impossible. Digitap’s goal of financial inclusivity and fairness is notable and bodes well for the token’s long-term prospects.
How $TAP’s Tiered Presale Turned a Slump Into 200% Gains
Digitap’s crypto presale of its native $TAP token is within striking distance of the $3 million raised milestone. Currently at $2.88 million raised, $TAP was a hot altcoin to buy during the early days of the bear market.
The presale is structured in stages, with the price of $TAP increasing once each round is complete. Investors who bought $TAP at the initial price of $0.0125 are sitting on more than 200% in paper profits, with $TAP now offered at $0.0383. This strong gain was a lifesaver for many investors who needed a hedge against harsh selling in the broader market.
However, Digitap’s token is also built for long-term value creation. Half of the platform’s profits are allocated toward buying back and burning $TAP on the open market.
Just in time for the Christmas season, Digitap is hosting a festive event to celebrate its recent success. New and existing investors can take advantage of daily presents on the $TAP presale widget through January 2.
Investors could unwrap bonus $TAP top-ups, platform rebates, free upgrades, and more. The deals are time sensitive, so once they expire, they are gone for good.
User Growth Math Backs Digitap’s Case as Best Crypto to Buy
Traditional investors gauge fintech companies’ worth by metrics such as market cap per user. Digitap operates in a category of its own, so the closest comparison would be Coinbase. The crypto exchange giant does offer some overlapping products and services.
Currently, Coinbase boasts 9.3 million monthly transacting users, while its stock trades at a $65 billion valuation. This implies the market values each transacting user at $6,990. Applying a conservative 50% discount for a crypto presale stage project gives an implied valuation of $3,495 per user.
If Digitap grows to 500,000 monthly active users, the implied market cap would be $1.75 billion. This is a meaningful but attainable goal, given the size of its total addressable market. With a fixed maximum supply of 2 billion $TAP tokens, this equates to a target price of roughly $0.87 per $TAP. This price target does not factor in Digitap’s buyback and burn mechanism, so the actual price, in theory, would be higher.
If Digitap reaches 1 million active users, the same math implies a price target of $1.75. This would place Digitap’s fully diluted valuation in the low single-digit billions, which is reasonable for a global crypto banking platform with meaningful adoption.
How Digitap’s User-Based Valuation Model Frames the Upside
Even under conservative assumptions, $TAP could reasonably trade roughly 22 times higher than its current crypto presale price. The user-based model highlights how adoption, not speculation, unlocks value for investors. At 1 million users, the implied $1.75 price reinforces the upside case if Digitap gains mainstream traction.
Assigning value to each transacting user is a logical analysis tool. The value of $TAP is tied to real usage metrics, so each transaction, card swipe, or transfer generates platform revenue that translates into real value for investors.
Digitap’s 2026 price target looks promising, and there is a path for $TAP to reach $1 and even $2 within a couple of years, making it an undervalued altcoin to buy. Digitap’s team plans to use part of its raise to fund a global marketing campaign, so the chances of global adoption are real.
Digitap is Live NOW. Learn more about their project here:
