This Black Friday weekend is offering some insane deals on crypto presales, and all the action is happening in the PayFi narrative. Ripple’s original vision is coming true, and investors are scrambling to buy next-gen banking altcoins, which could command enormous valuations in 2026.
Remittix and Digitap ($TAP) are leading this new generation of payment-focused crypto presales. Remittix is a remittance-first payout network, and Digitap is a full omni-bank built around stablecoins and multiple payment rails.
Which banking crypto presale is worth buying this weekend? The clash between Digitap and Remittix has become the defining PayFi trade. Both are leading altcoins to buy this year, but only one can rank as the best crypto to buy now in the PayFi race.
Digitap’s massive Black Friday sale is now live, and it is outpacing Remittix because it is structurally built for how the next generation already manages money. Here’s what investors should know.
Remittix (RTX): A Powerful Remittance Rail
Remittix has earned its place as an altcoin to buy this year by doing one thing very well. It positions itself as a global PayFi network for crypto-to-bank payments and everyday remittances. Users send crypto and receive a fiat bank deposit. Currently supporting payouts in 30 countries with near-instant payouts.
The trade is simple. Traditional remittance providers charge, on average, over 6% on small transactions with settlement times measured in days. Remittix introduces flat prices and leverages local rails for fast payouts. This is a genuinely meaningful saving for migrant workers, remote freelancers, and small businesses.
RTX is the governance token, and Remittix is a strong, narrow bet on remittances done better, earning it a place among the more serious banking-sector tokens launched this cycle.
Digitap ($TAP): Omni-Bank for the Stablecoin Era
Digitappoint is creating something much larger than Remittix. Instead of building a single-purpose remittance rail, it is trying to construct an entire money environment around stablecoins, traditional fiat banking, and crypto rails.
The app—live today on iOS and Android—lets users hold multiple fiat currencies, stablecoins, and crypto in one interface, swap between them instantly, and send value anywhere in the world within minutes for sub 1% fees. The app feels like a neobank, but under the hood sits a multi-rail architecture that can use public blockchains, local instant-payment schemes, and legacy systems such as SWIFT, SEPA, ACH, and Faster Payments.
Digitap’s major advantage comes from its AI-powered routing engine that compresses fees and settlement speed by picking the best option in real time. Traditional rails for domestic transfer and crypto-to-fiat swaps, and then tapping into blockchain rails for international settlement. This engine allows it to deliver the best of both worlds—and that’s why $TAP ranks as the best crypto to buy now for inventors bullish on the banking revolution.
Digitap Ships No-KYC Visa Card
In addition to all of this, Digitap has already shipped a live Visa card with virtual and physical cards that plug directly into Apple Pay and Google Pay. Users can spend on-chain balances with millions of merchants worldwide.
For Gen Z and Millennials, this is exactly what a “digital-first bank” should look like: one app, one card, one interface for all money, with crypto and stablecoins handling the hard problems behind the scenes.
That design is why, even before this Black Friday campaign, the Digitap crypto presale had already attracted $2.2 million in funding, with $TAP currently priced at $0.0326 and due to increase up to $0.0334 in less than 24 hours.
Digitap’s ‘96 Hours of Madness’ Live Right Now
Digitap’s “96 Hours of Madness” event is live right now and will run until Monday. It is turning this weekend into a wild dash to accumulate $TAP tokens, and there will be 96 exclusive offers available.
Each new hour unlocks a fresh mix of discounts, bonus token bundles, free credits, card and bank product giveaways, and surprise utilities, live for just 60 minutes before it vanishes for good. More than $1 million in total prizes and bonuses is on the line, but only those present in the moment can capture them.
Some hourly deals are strictly first-come, reserved for the earliest users or the quickest purchases, turning the weekend into a four-day liquidity game where attention and speed will create winners. The rules are simple: check the active offer on the official website, claim before the clock expires, and receive rewards.
$1 MILLION in CASH, PRIZES, GIVEAWAYS. BLACK FRIDAY SALE IS LIVE NOW
RTX vs. $TAP: Which is the Best Crypto Presale in Q4?
Ripple’s valuation shows that rewiring cross-border flows pays big. Remittix is a leading altcoin to buy and a good example of solving a simple problem. Digitap, however, is playing a different game.
It accepts that stablecoins have already won the rails war and builds an omni-bank around that fact, designed from day one for Gen Z and Millennials who expect money to move at the speed of the internet. Fueling buybacks and staking rewards with 50% of profits means $TAP holders capture more value than RTX holders, and this is why it wins the best crypto to buy now title.
A live app, an active Visa program, multi-rail routing, equity-like tokenomics, and a 96-hour Black Friday campaign. Digitap looks more like an emerging banking stack than a crypto presale and could easily dominate in 2026.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
