The crypto industry has been on fire in the last few days. It has seen Bitcoin rise to a new monthly high, with altcoins riding the wave. June feels like a massive revival for the crypto sector, providing a chance for those who missed the wave in May to make their profits.
However, smart investors know the real gains are not in large-cap coins. Instead, the best way to ride this wave is to invest in small-cap coins and watch your investment grow by 3,000%. One such project to consider in this bull cycle is Mutuum Finance (MUTM). Let us learn more about the most promising projects of June 2025.
Polygon (POL)
Polygon has struggled since it made the decision to rebrand from MATIC to POL. Since that time, it has struggled to regain the trust of its community. However, it is still a respectable name in the layer 2 scaling industry.
POL has struggled in the past month, falling over 14%. Some analysts are expecting the price to drop even lower, and they are seeking a perfect entry. One of the reasons why POL made it into this list is that it is one of the veteran networks of the crypto industry, and is a great bargain under $1. However, the gains are not expected to be as massive as those of Mutuum Finance (MUTM).
Solana (SOL)
Solana (SOL) has experienced some exceptional growth in recent years. Today, it is one of the biggest ecosystems for meme coins. It is fast, and transactions are extremely cheap. Additionally, it has a huge online following.
A major downside of this project is that it is extremely centralized. Besides that, the SOL coin has struggled to find growth in recent months. For instance, it has fallen nearly 50% since its January all-time high. While it could experience some growth going forward, investors should not hold their breath for double-digit gains as with Mutuum Finance (MUTM).
Mutuum Finance (MUTM): A Growth-Oriented Behemoth
Mutuum Finance (MUTM) is designed to deliver strong growth by expanding its user base and strengthening its ecosystem. The project has already attracted a community of more than 20,000 followers across social platforms, including over 10,500 on X alone.
One of the basic ingredients for a successful project is a massive initial user base, which Mutuum Finance (MUTM) has secured. The other requirement is often innovative product design, which Mutuum Finance (MUTM) has flawlessly achieved.
Protocol Design
The Mutuum Finance protocol is built as a decentralized, non-custodial protocol where users can participate as lenders, borrowers, or liquidators. When participating as lenders, users deposit their assets in a liquidity pool and earn passive income via interest. The interest rate in each pool is based on a pool’s utilization rate.
The pool design is meant to dynamically increase and reduce the interest rate for lenders and borrowers to ensure a system that achieves optimal capital efficiency. When the interest rate rises, it encourages borrowers to pay back their loans, while lenders are attracted to the pool due to higher yields. That boosts the liquidity in the pool while lowering the interest.
Liquidations And Over-collateralization
To protect the protocol’s solvency, the team has set strict parameters for overcollateralization. This is a recognition that the market price of crypto fluctuates often. As such, they provide for a headroom and incentives to ensure the protocol is safe during extreme market movements.
If the value of collateral falls below a defined threshold, then a portion of that collateral is liquidated. A liquidator is incentivized using a liquidation bonus to purchase the collateral, thereby eliminating the possibility of bad debt from the ecosystem.
Deposit And Borrow Caps
The protocol comes with deposit and borrowing caps meant to protect its long-term health. A deposit cap is the maximum amount of an asset that can be added to the Mutuum Finance (MUTM) ecosystem. It ensures that the overall ecosystem does not have too much exposure to an asset with high volatility. At the same time, it provides protection from unlimited asset minting. The deposit cap is set by checking the on-chain volume, the price volatility, and the historical performance.
The borrow cap is the limit on how much of a given asset can be borrowed from the Mutuum Finance ecosystem. This limitation is especially important for tokens that show signs of price manipulation. By restricting how much they can borrow, it reduces the possibility of insolvency due to price manipulation.
MUTM Token Presale
Mutuum Finance (MUTM) is currently in the token presale stage. So far, over $10.55 million has been raised in the ongoing presale from around 12,000 unique buyers. The presale is currently in phase 5, where tokens are priced at $0.03, a 200% increase from the phase 1 price of $0.01. In the upcoming phase 6, the token price is set to go up by 16.67% to $0.035.
Mutuum Finance (MUTM) is an exciting crypto project that aims to transform the DeFi sector. At the current low price of $0.03 per token, this could be one of your biggest bargains of 2025.
For more information about Mutuum Finance (MUTM), visit the links below:
